May 29, 2026
Most people set up their insurance and then do not look at it again until renewal. The problem is that life rarely stays the same for long. A small change in your household, income, or routine can quietly create gaps in coverage or leave you paying for protection you no…
April 1, 2026
Basement flooding poses a serious threat to Ontario homeowners every spring when melting snow combines with seasonal rainfall. Water leaks are likely to happen during these seasonal transitions. Older homes face a higher risk because of aging foundations and outdated clay pipes. But the good news is that most spring…
March 30, 2026
Now that we’ve settled into the springtime change, it’s also time to adjust to the warming weather ahead. As the tremendous snow fall from this winter begins to disappear, it can also be a sign of trouble to come if water begins seeping into your home. Being proactive is a…
February 28, 2026
As New Laws for Carbon Monoxide Detectors came in on January 1st 2026, Usborne and Hibbert Mutual Fire Insurance Company focus for the month is on placement of Carbon Monoxide Detectors and who is responsible for them. What is Carbon Monoxide? New Ontario Fire Code Requirements (Effective Jan 1, 2026)…
January 27, 2026
From heavy snowfall to freezing temperatures, the season brings its share of challenges. As homeowners, you’re probably already preparing for the usual winter tasks—like adding extra insulation and tackling fall foundation repairs. But there’s one problem that often sneaks up on many: ice dams. Knowing How to Prevent Ice Dams on…
December 2025
Seasonal fire safety guidance for trees, lights and decorations.