Most people set up their insurance and then do not look at it again until renewal. The problem is that life rarely stays the same for long. A small...
Read the articleBasement flooding poses a serious threat to Ontario homeowners every spring when melting snow combines with seasonal rainfall. Water leaks are likely to happen during these seasonal transitions. Older...
Read the articleNow that we’ve settled into the springtime change, it’s also time to adjust to the warming weather ahead. As the tremendous snow fall from this winter begins to disappear,...
Read the articleAs New Laws for Carbon Monoxide Detectors came in on January 1st 2026, Usborne and Hibbert Mutual Fire Insurance Company focus for the month is on placement of Carbon...
Read the articleFrom heavy snowfall to freezing temperatures, the season brings its share of challenges. As homeowners, you’re probably already preparing for the usual winter tasks—like adding extra insulation and tackling...
Read the articleWhy are there so many fires around Christmas? Canadian Association of Fire Chiefs, estimates there are about 200 fires involving Christmas trees and lighting in Canada each year. These fires are usually...
Read the articleHome maintenance often focuses on visible tasks — cleaning floors, mowing lawns, or fixing appliances. But one of the most overlooked areas is your home’s vent system. Clean vents...
Read the articleAs cold weather approaches, preparing your car for the winter season becomes essential. Canada is known for its harsh winter weather, and ensuring your vehicle is ready can make...
Read the articleHow many times have you heard about a devastating house fire and thought, That could have been prevented, or That would never happen to me? The reality is, many...
Read the articleThere’s something timeless and relaxing about gathering around an outdoor fire — whether it’s a cozy fire pit in the backyard or a campfire under the stars. The warmth,...
Read the articleAbout Lithium-ion batteries Rechargeable lithium-ion batteries, also called li-ion batteries, are common in rechargeableproducts and generally safe to use. However, they have the same safety risks as other kinds...
Read the articleAn Ounce of Prevention, Randy Van Bakel, Loss Prevention Representative, Usborne and Hibbert Mutual Fire Insurance. For the month of June, our blog is focusing on cottage safety. Start...
Read the articleAn Ounce of PreventionRandy Van Bakel, Loss Prevention Representative, U&H With Farmers hitting the roads and fields this Spring and Summer, our U&H May Blog focuses on Farm Insurance....
Read the articleAfter a long winter, it’s no wonder we welcome Spring with arms wide open – However, Spring can also bring unwelcome surprises like basement flooding and roof leaks. The...
Read the articleSlips, trips, and falls put everyone at risk of sprains, strains, bruises, concussions, and fractures. Falls often result from slipping or tripping. Slips happen where there is not enough...
Read the articleFocusing on the use of Fire Extinguishers All buildings, residential, farm or commercial should be equipped with a fire extinguisher and be easily accessible. There are different types of...
Read the articleHigh efficiency furnaces, water heaters, and other fossil-fuel burning appliances have exhaust vents that leave your home or building through an exterior wall. During the winter months these vents...
Read the articleAs we are hunkered down for the remaining cold winter months and dream of spring just around the corner, now is a good time to think about checking your...
Read the articleEarlier this month we celebrated Ontario Agriculture Week, a time dedicated to celebrating Ontario’s hard-working farmers and the abundance of good food they produce. Did you know that Ontario...
Read the articleIn Canada, Wood Energy Technology Transfer (WETT) is a not-for-profit training and education association. It functions as the national registrar of the WETT program, promoting the safe and effective...
Read the articleWe have just come through another good old Canadian winter and are heading into thunderstorm weather. Now is a good time to check your roof and make sure you...
Read the articleSo the pandemic has continued to drag on and you are finding out you need more room because the whole family is working from home! You have sketched out...
Read the articleFire extinguishers save lives and personal property and that is why, Usborne & Hibbert Mutual Insurance recommends fire extinguishers in all buildings, along with having them on your self-...
Read the articleAs weather warms up burning wood to heat your home becomes more of a challenge to regulate how warm your home gets. Burning Dry Small Burning dry small pieces...
Read the articleQuestion 1 (Dave): What is the difference of Commercial, Residential, Farm, and Auto policies Commercial Insurance – Refers to a policy that protects a business from future risks. Coverage...
Read the articleWhat to check for when your policy renews… When your insurance policy renews it is important to check for any material change that has taken place over the last...
Read the articleWhat’s the difference between the actual cash value and the replacement cost of an insurance policy? These terms are on most insurance policies and it’s important to know how...
Read the articleFarm safety is always in season, but spring is a good time to refresh on safety tips and reminders ahead of some of the busiest days on the farm....
Read the articleAs the calendar turns to March we start thinking about spring and warm weather plans. Cottage weekends, campfires and cruising the lake on a boat are something many of...
Read the article10 Ways to Reduce the Risk of Barn Fires. This document was created by the Ontario Ministry of Agriculture and Food and Rural Affairs. The list focuses on practical...
Read the articleIf you’re heading somewhere sunny this winter to escape the snow and cold, here are a few more to dos to your list before you lock the door behind...
Read the articleIt happens every year. The cold weather hits and ice and snow create hazards, and accidents happen. Protect yourself from accidents (and liabilities) from trips, slips and falls. If...
Read the articleWe’re updating our policyholder information and want to hear from you. Email or call us with your contact information and we’ll thank you for your time by entering your...
Read the articleBarn fires are devastating. The financial and emotional impacts are huge and can last for years. A series of barn fires in recent years has led to the development...
Read the articleDoes the term ‘winter driving’ make you anxious? For many of us, there’s nothing worse than white knuckle driving through blinding snow and slippery roads. Here are some simple...
Read the articleFall is a bitter-sweet season for cottagers. There are all the new memories of the past season to reflect on. But for most it’s also time to close the...
Read the articleHarvest is one of the busiest seasons on the farm – it’s often a race against the weather to get the best yield and quality crops off the field....
Read the articleA quick-acting farmer managed to single-handedly control a fire on his chicken farm until firefighter s arrived, saving the barn and most of his flock. The fire at 5501...
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