It happens every year. The cold weather hits and ice and
snow create hazards, and accidents happen. Protect yourself from accidents (and
liabilities) from trips, slips and falls. If you’re a home or business owner,
be sure to take extra precautions and prevent hazards.
Clear a safe path
Snowy, icy sidewalks are one of the biggest risks for injuries.
Take the time to clean your sidewalk of all snow and add salt to icy spots. Make
sure handrails are secure, and clear of snow and ice to help visitors and
patrons using stairs.
Break ice buildup
Blowing snow accumulates on roofs, overhangs and trees,
creating hazardous buildups. Get rid of these buildups to prevent damage and the risk of
snow falling on anyone walking by. Excess snow can also lead to the buildup of
ice on a roof and prevent heat from escaping potentially causing roof damage.
If ice buildup is a constant problem, contact a qualified roofer to fix the
situation.
Cover yourself
against liability claims
Check your liability insurance coverage. Liability insurance
should cover you if someone is injured on your property. Contact your agent or
broker to check that you have proper coverage.
Check for
compensation
If you have a trip, slip or fall, contact the tenant or
property owner as soon as you can so they can notify their insurance provider.
You may be eligible for compensation if negligence can be proven.
Winter in Ontario is a beautiful season. Be safe this
winter, slow down and walk carefully.
Want to learn more about liability insurance coverage? Contact our agents at Usborne & Hibbert Mutual today.