Celebrating 150 Years
About Us
Beginnings
Neighbours helping neighbours, since 1876.
In the late 19th century, a time when fire insurance was both expensive and difficult to find in rural Ontario, two farmers from Usborne and Hibbert townships created a mutual insurance company to help their neighbours find stability and peace of mind.
Alex Duncan from Usborne and Robert Gardiner, who lived on the Hibbert boundary, launched Usborne & Hibbert Mutual Fire Insurance Company in 1876 with a simple idea that continues to guide the company 145 years later. Neighbours helping neighbours.
Every policy holder is also a shareholder in the company, and the board of directors is elected from the policy holders. This not only creates an exceptional level of local accountability; it also entitles every policy holder to a share of the company’s profits.
Mission
To provide competitive insurance solutions that protect our policyholders and gives them peace of mind.
Vision
A better future for our Community today.
Values
Communication
is the heart and soul of our community focused business.
Cooperation
working together to provide quality service.
Fairness
is our commitment to you.
Honesty and Trust
the foundation of our relationships.
Integrity
we focus on doing the right thing. Always.
Respect
is earned by trustworthy actions.
A Century and a Half Later
Policyholder stories
Usborne & Hibbert celebrates our 150th Anniversary in 2026. These are a series of videos from some of our long-term policyholders and their family’s history and ties to our community.
Ontario Mutuals