Our Home Based Business Package Policy provides coverage for your Property (including extensions), Loss of Income, Crime and Liability.
Property Coverage
Eligible Contents at Your Premises
Contents including Stock and Equipment usual to your business operations Standard property coverage is on Broad Form with Replacement Cost subject to 90% Coinsurance and a minimum $500 Deductible.
Commercial Extensions
Our packages include a variety of extensions of coverage that provide extras for your operations:
Loss of Income
We include Earnings insurance on a no-coinsurance basis for a basic limit which can be increased as needed.
Crime Coverage
We include Broad Form Money and Securities coverage for a basic limit.
Commercial General Liability
Liability coverage provides protection against allegations of negligence leading to third partybodily injury or property damage as a result of operations. The basic coverage includes:
We offer a variety of additional coverage’s to tailor the policy to your operations