Usborne & Hibbert Mutual Fire Insurance Company

Commercial Packages

Church

Insurance Information

Building Coverage

  • Depreciated value
  • Accidental breakage of glass and signs

Content Coverage

  • Property of clergy and others while on premises
  • Includes religious articles and equipment
  • Optional sewer/sump backup coverage

Loss of Income Coverage

  • Replaces income lost as a result of insured damage to property (less expenses which did not continue)

Public Legal Liability

  • Premises coverage (slip and fall)
  • Congregational activities
  • Optional professional liability
  • Optional protection for church entity against allegations of abuse
  • Optional directors and officers liability coverage
Highlights only . Actual policy wordings govern. Coverage availability subject to underwriting eligibility.

Why Insure with a Mutual? We’re your Neighbour

  • We understand your needs
  • Focused on rural Ontario
Focus on Policyholder Interests
Ontario’s Mutuals are owned & directed by their policyholders, and operate with a “member value” philosophy
Strength in Companies
  • Ontario’s Mutuals back each other through our own Guarantee Fund and Reinsurance company
  • Collectively our system is one of the most financially secure insurance networks
  • Ontario’s Mutuals are 100% Canadian and fully licensed to operate in Ontario.
Loss Prevention Service
  • On site inspections
  • Promoting safety & awareness in the community
  • Fire extinguisher program
Commercial Packages
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