July 1, 2026 Changes to Statutory Accident Benefits
Starting July 1, 2026, Ontario is making changes to auto insurance to give drivers more choice and flexibility. Now more than ever, drivers will be able to choose benefits to fit their needs. Some Accident Benefits will remain mandatory, but many others will become optional. In addition, the individuals covered by these newly optional benefits will change.
Usborne & Hibbert Mutual markets the standard government-regulated Ontario Automobile Policy. We take pride in underwriting the policy efficiently and competitively. There is a wide range of coverages and discounts available to policyholders based on specific criteria.
“We switched our business to Usborne & Hibbert because we wanted to work with someone local and liked the mutual insurance system.”
TJ Klopp, Usborne & Hibbert policyholder
We offer coverage for the following: